The Root Cause

It looks like the Congress is going to pass some sort of legislation to "fix" the credit market. Good for them, I guess. If anything, this is actually making some of them show up for work more than a few hours a week.

But regardless of what ends up being done as a short-term solution, I haven't heard much talk about identifying the root cause of the mess we're in. Ken Blackwell summed it up well in the following article:

Addicted to Debt

Living within your means. What a concept. Today it's a novel thought. In my parents generation and before, it was a way of life.